Experience & Commitment

• Involved in worksite uninterruptedly since 1991;
• 100% of our individual permanent premium generated each year is from the worksite.

Administration/Technology - Dedicated support unit performs all underwriting, issue, premium collection, customer services, and claim routing functions.

• Laptop enrollment;
• Core benefit enrollment systems;
• Disk-to-disk and tape-to-tape client billing systems;
• Field services department for producer training and client company administrative interface;
• Coupon payment system for departing employees;
• Remote policy inquiry. Accesses all relevant policy information from producer's office P.C.

Voluntary Interest Sensitive Whole Life Insurance

• Guaranteed cash values and premiums and cash accumulations at current rates;
• Product cannot be altered in face of increases in mortality and/or interest rate declines;
• High affordability quotient; weekly deductions as low as $2/wk for employees and spouses; $1/wk for children.
• True Guarantee Issue available for employees.

Available Options:

• Term to 65
• Waiver of Premium
• Accelerated Death Benefit
• Children's Term Rider