By using this Web site, you agree to its terms and conditions. Life Insurance Company of Boston & New York ("LICOBNY") reserves the right to modify these terms and conditions at any time. Your continuing use of this Web site following any modification shall constitute your acceptance of the modification.

The information on this Web site is provided for information purposes only. The information does not constitute an offer or solicitation for the sale of any insurance product or service by LICOBNY.

The information of this Web site is not intended and should not be construed as legal or tax advice. Please consult your personal advisor if you need any legal, tax or accounting advice.

This Web site is controlled by us from our offices within the United States of America. We do not represent that the information in this Web site are appropriate or available for use in other jurisdictions. The laws of the state of New York will govern any claims relating to the content and materials contained in this Web site.

Our products are only available in state of New York.

This Web site and its materials are provided "as is" without warranty of any kind, either express or implied, including but not limited to, implied warranties of accuracy, completeness, non-infringement, merchantability and fitness for a particular purpose. In no event shall LICOBNY be liable for any direct or indirect, punitive, special, incidental or consequential damages arising out of the use or inability to use the materials on this Web site.

This Web site's content is copyrighted. It is protected by U.S. and worldwide copyright laws and treaties.

LICOBNY is domiciled in New York and is licensed only in New York. The identifying number assigned to LICOBNY by the National Association of Insurance Commissioners is 78140.